Example A
$400 Purchase
Pay in 4
4 × $100, 0% interest
Total $400
Monthly plan example
$36.10/mo at 15% APR
Total ~$433.20SHOP PAY INSTALLMENTS
Buy Now, Pay Over Time with Shop Pay
We've partnered with Shop Pay Installments, powered by Affirm, to make your XT Laser purchase more flexible and affordable.
Flexible payment options
0% to 36% APR
Available plans are shown at checkout and are subject to approval.
01
Choose Your Payment Plan
Select the payment option that best fits your purchase amount and approval status.
| Plan | How It Works | Interest Rate | Best For |
|---|---|---|---|
| Pay in 4 | 4 payments every 2 weeks | 0% APR | Smaller purchases |
| Monthly Plan | Monthly payments over available terms | 0% to 36% APR | Mid-range or larger purchases |
Your actual rate and available plans depend on your purchase amount, eligibility, and credit profile. Final terms are shown at checkout before you confirm your order.
02
See How Much You'd Pay
These examples are estimates only. Final terms are shown during checkout.
Example B
$800 Purchase
Pay in 4
4 × $200, 0% interest
Total $800
Monthly plan example
$72.21/mo at 15% APR
Total ~$866.52Estimated amounts exclude taxes and shipping. Monthly payment examples are for illustration only and may not reflect the exact offer available at checkout.
03
How to Apply — It's Easy
Choose Shop Pay during checkout and review your available installment options.
Step 1
Checkout
Step 2
Select Shop Pay
Step 3
Choose your plan
Step 4
Review final terms
Step 5
Complete order ✓
No lengthy applications. No hidden fees. Checking available options does not impact your credit score. If you choose to use Shop Pay Installments, your purchase, payment history, credit usage, and other factors may affect your credit profile.
04
Good to Know
Review these details before choosing an installment payment option.
Is a down payment required?
Some plans may require a down payment. You'll see the exact amount at checkout before you commit.
Will applying affect my credit score?
Checking available options does not impact your credit score. If you choose to use Shop Pay Installments, your purchase, payment history, credit usage, and other factors may affect your credit profile.
Who is eligible?
Installment options are subject to approval and may vary based on your purchase amount, eligibility, and creditworthiness. Available to eligible US customers only.
What if I want to pay early?
You can pay off your plan early at any time with no prepayment penalties.